About James Rice (CEO)
Throughout our career, we have built and managed successful business operations, driving growth and long-term sustainability. Our experience in managing a high-level enterprise has equipped us with the skills to understand financial security, strategic planning, and wealth creation—key components in my current role in the life insurance industry.
Vision & Goals
Our vision is to bridge the financial gap for families by providing tailored life insurance solutions that promote long-term stability. We are dedicated to growing our business, expanding our reach, and continuing to be a trusted resource in the life insurance industry. By using our experience and passion, we aim to help more families secure their financial future and achieve true generational wealth.
Our Mission
Our mission is to empower individuals and families by providing personalized life insurance solutions that offer financial security and peace of mind. We are committed to delivering exceptional service, building lasting relationships, and acting with integrity and transparency in all that we do.
Through our expertise and dedication, we strive to help our clients protect their loved ones and achieve their financial goals.
Indexed Universal Life (IUL)
Indexed Universal Life (IUL) insurance is a permanent policy that lasts your entire life and builds cash value over time. It’s ideal for those focused on cash-value accumulation to help fund important financial goals such as college, major purchases, and retirement.
IUL is a great fit for:
- Small Business Owners
- Individuals seeking tax-protected cash accumulation
- Those wanting to supplement retirement income (401(k), Traditional/Roth IRAs, or 529 plans)
Are you losing money in your current plans? Let’s explore better options.
Guaranteed Issue Life Insurance
Guaranteed approval with no medical underwriting, regardless of health. Coverage amounts range from $2,000 to $25,000. Premiums are higher due to increased insurer risk. Policies usually include a 2-3 year graded death benefit period, where limited benefits are paid if death occurs from natural causes. (Ideal for seniors or those with serious health conditions, and individuals seeking to cover final expenses like funeral and burial costs.)